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The UK GHIC will provide free or reduced cost state-provided healthcare where treatment becomes medically necessary during a temporary visit to the European Union (EU). You may also be covered for necessary healthcare in some non-EU countries. Check the GOV.UK foreign travel advice for the country you’re planning to visit.

Your card gives you access to treatment at the same cost as residents of the country you are visiting. In some countries, state healthcare is not completely free to residents and you may have to pay a contribution towards the cost of your treatment. You will not be able to claim the money back for this contribution.

Your UK GHIC is not a substitute for travel insurance. You should take out private travel insurance before your trip.

It may not cover all health costs and never covers being flown back to the UK (medical repatriation).

Your UK GHIC does not cover you if you go abroad specifically for treatment. Your GP or local healthcare provider can advise you further about this.

You can find more information about what UK GHIC covers and how to use your card at www.nhs.uk/ghic.

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