This depends on if you’ve:
- continued contributing and have not had a break of more than 5 years
- continued contributing and have had a break of more than 12 months but less than 5 years before moving to the 2015 Scheme
- had a break in membership of 5 years or more in the 1995 or 2008 Section and rejoined the same Scheme
- had a break in membership of 5 years or more since joining the 2015 Scheme
Continued contributing and have not had a break of more than 5 years
Your 1995 or 2008 Section benefits are calculated on your final salary at or near retirement. This is known as the final salary link.
Your benefits are not calculated on your pay when you moved to the 2015 Scheme.
Continued contributing and have had a break of more than 12 months but less than 5 years before moving to the 2015 Scheme
We’ll calculate your 1995 or 2008 Section benefits 2 ways at retirement.
We’ll use both the:
- final salary link for all 1995 or 2008 membership
- rate of pay before your break in membership and the final salary link for the remaining membership
You’ll be paid using the most beneficial calculation for you.
Had a break in membership of more than 5 years in the 1995 or 2008 Section and rejoined the same Scheme
We’ll calculate your 1995 or 2008 Section benefits 2 ways at retirement.
We’ll use both the:
- final salary link for all 1995 or 2008 membership
- rate of pay before your break in membership and the final salary link for the remaining membership
You’ll be paid using the most beneficial calculation for you.
Had a break in membership of 5 years or more since joining the 2015 Scheme
Your membership before the break will no longer keep any final salary link.
Your deferred 1995 or 2008 Section benefits will be based on your rate of pay before the break in membership.
Multiple jobs at different pay bands
If you have 2 or more jobs with different pay bands, the pay and hours from all your posts are used to calculate the pay figure for your benefits.